Contact Us Today!



May 3, 2018

It is fairly well known that most insurance companies are not particularly eager to pay out diminished value claims when a vehicle is involved in an accident. Therefore, most insurance companies attempt to make the diminished value claim process difficult and they also tend to pay a lesser amount than what the amount of a vehicle’s diminished value actually is worth. Below contains some facts about diminished value that insurance companies try to hide from individuals.

Insurance companies want individuals to believe that a diminished value claim is really not worth pursuing. This is because by avoiding paying these claims, insurance companies end up saving millions upon millions of dollars each year. Most individuals, however, end up being successful in recovering their losses when going forth with a diminished value claim.
Insurance companies will also claim that a particular state law does not allow individuals to file diminished value claims – this information is also incorrect. Nearly every state allows individuals to file diminished value claims. Insurance companies will simply say whatever they can, including giving out misinformation, in order to avoid paying out diminished value claims.
Insurance companies would prefer that individuals use their adjusters to estimate the extent of damage to their vehicle. However, insurance adjusters will oftentimes underestimate the extent of damage to a vehicle as well as the costs of fixing the damage. Instead, individuals should hire an impartial expert to accurately calculate the amount of a vehicle’s diminished value as a result of an accident.
Sometimes insurance companies will claim that a vehicle was repaired properly, and therefore has not acquired any diminished value. In actuality, this is not the case, because inherent diminished value, which is oftentimes used in court, is calculated using the assumption that a vehicle has been properly repaired. Regardless of the quality of the repair, a vehicle will still be worth less than it was before the accident occurred.
Most insurance companies want individuals to believe that they do not have a legitimate diminished value claim if they wish to keep their damaged vehicle, because they have not actually realized a loss. This is not necessarily the case. If an individual has evidence of loss, and their post-repair expert has thoroughly documented why the vehicle is worth less, then individuals should be able to carry out their diminished value claims successfully.
Insurance companies may also place a high burden of proof on the accident victim, or purposely delay an individual’s diminished value claim in order to try and get out of paying the claim. With the help of a diminished value attorney, individuals will be able to successfully obtain their claims because even the threat of litigation frightens insurance companies, since the litigation process is extremely expensive.
In cases where an individual’s vehicle has suffered structural damage in an accident, the vehicle cannot be subsequently sold as a “certified used vehicle.” Most insurance companies do not acknowledge the fact that structurally damaged vehicles can lose their inherent value by up to forty percent, which means that individuals may lose a lot of money when they go to resell their cars.
Individuals are allowed to file a separate diminished claim even if the insurance company has already repaired their vehicle. Nearly all insurance companies do not disclose this fact, and most individuals do not know about it.
Insurance companies’ direct repair facilities should be avoided when individuals are getting their damaged vehicles repaired, because these types of shops minimally repair vehicles in order to save the insurance companies money. If individuals want a high quality repair job, they should seek out an appropriate/certified repair shop.
Most individuals are unaware of insurance related diminished value, which results in a loss in vehicle market value because of certain insurance claims practices. Specifically, the insurance carrier may fail to pay to repair a flaw or defect listed on the repair estimate because it is deemed as too expensive or not necessary.

Because collecting diminished value from an insurance company can be difficult and lengthy, individuals should strongly consider hiring a diminished value lawyer. Even though diminished value laws have long been established by the law, the actual claim process varies depending on the state and each individual case. If individuals want adequate compensation for their vehicle’s diminished value, then hiring a diminished value attorney is their best bet.

Find more like this: Personal Injury

Online Reviews

“Amazing people, they had my claim for about a week before they were able to get my truck totaled out. Otherwise I would have been stuck with a truck that had heavy front end damage if they hadn’t stepped in to help me. I tried to deal with my insurance company myself for over a month and that got me nowhere, all I got was a massive headache and a messed up truck. They are very professional and act quickly on your claim. I highly recommend them to anyone who is looking for help.”

Candy J.


“I was in an accident and decided to call Wattel and York. After months of going to a Chiropractor, I finally felt better. When it came time for settlement, the insurance company was making an offer I wanted to accept, Mr. Wattel advised against it and felt the insurance company was shortchanging me. He recommended I file a lawsuit and that will get them to cave. Well, Dave filed suit, and sure enough, the insurance company increased their offer by $4,000! I am very satisfied with how my case was handled.”

Nardeasha S.


“Wattel & York were flat out outstanding with my personal injury case. They made the process painless and kept in constant communication throughout the entire time. Any questions I might’ve had were promptly answered and detail oriented. They gave me crucial advice that I would’ve otherwise not been aware of. I couldn’t have asked for more from them. Put your trust in these guys, you won’t be disappointed. Thanks Wattel & York.”

Mattew P.


“Thank you so much for all your hard work on our behalf! Thinking I could handle it on my own, I was originally reluctant to take my accident claim to an attorney. But I am SO glad I called you instead. Your people were always helpful, pleasant and responsive at every step along the way. You represented us with honesty and integrity and made a traumatic experience as painless as it could be. And best of all, you helped us get a settlement that was fair and far more than I could ever have negotiated on my own! I highly recommend Wattel &York to anyone who has suffered a personal injury.”

Cathy M.

“I was the passenger in a vehicle that was 'T- Boned' at an intersection in 2014. The issues of responsibility and recovery became a difficult and convoluted confusion. I really needed help. This Team at Wattel and York walked me patiently and encouragingly through difficult months, sorting through issues and finally arriving at a satisfactory conclusion. I especially want to name two great and encouraging "warriors" of Wattel and York who directed me along the way..Brian Torba and Melissa Patterson..to them and the whole team I say "Thank You" with heart felt gratitude. Sincerely, God Bless You.”

Robert G.

“Honesty. Integrity. Transparency. Partnership. Wattel & York brought all of these qualities and more to my accident case. I'd love to thank all of the team members who helped me with the process: David Guzman, who conducted the initial interview in my home, Aly Shomar-Esparza, who seamlessly guided me through paperwork and filings, Debbie Harrach, who conducted final review, paperwork revisions and scheduling, and Thomas Grisoni, who counseled me before and attended my deposition. I never felt alone during the arduous process and always knew there was a professional team looking out for my best interest. I highly recommend Wattel & York if you are unfortunately involved in an accident that was not your fault.”

Russ W.

“I was a passenger in a car that got t-boned a few years ago and got a huge gash. I didn't know a lot about lawyers, so I basically just picked one on the flip of a coin. I called Wattel and York and they explained everything, I went into the office and filled out paperwork. Got treatment on my gash over the time I worked with them, glad I did as it opened back up a couple times and bled. They did really good, got me the maximum amount of money, and made sure I was well taken care of. I was updated from time to time so that was good. The only thing I might change is I never got to thank or talk to my lawyer. I think it was because I was already used to dealing with the lady at their Glendale office so they just kept her as my point of contact. So it's okay, I'll thank them with a good review. The last thing I could say about them is months after I thought my case was over they called me and said they had another check for me for a few hundred dollars. Apparently, they negotiated with the hospital I went to after the accident. It was a nice surprise and shows they really had my interests in mind.”

Trent B.

“Wattel & York has been great for me in the past few years. I was involved in a really bad accident while I was on Active Duty in Yuma, Arizona and they have been patient with me every step of the way through a very long process. I would recommend them to anyone thank you for all your help.”

Levy G.

“Appreciate David taking the time to speak with me. He was most kind. From the front line with the receptionist, to him, the firm was a class act all the way around.”

Claire B.

“Dave Wattel represented me and my son on a Personal Injury case from a motor vehicle accident back in 2009. Jake P. handled my deposition and Dave did the Quarterbacking. The insurance company hired NFL referee Ed Hochuli's firm to try and deny our claim. But Wattel & York made it look as easy as Tom Brady on the football field. The result was more than acceptable and my son and I were compensated for our injuries and rehabilitation. Dave Wattel cares about his clients. If I ever find myself in a situation like this again, Wattel & York will be on speed dial!!”

Vince C.

Our Office Locations


2175 N. Alma School Rd #B-107 Chandler, AZ 85224

Map & Directions [+]


4901 W. Glendale Avenue Glendale, AZ 85301

Map & Directions [+]


2942 N. 24th Street, Suite 105 Phoenix, AZ 85016

Map & Directions [+]


2933 N. Campbell Ave. Tucson, AZ 85719

Map & Directions [+]


1102 S. 4th Avenue Yuma AZ, 85364

Map & Directions [+]

Newport Beach

260 Newport Center Drive, Suite 100 Newport Beach, CA 92660

Map & Directions [+]


6314 19th Street West, Suite 15 Fircrest, WA 98466

Map & Directions [+]

Phone Number


Follow Our Firm


Contact Us Today For
Your Free Consultation

We are available to assist you 24 hours a day!